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Do you have to apply for State Pension?

Do you have to apply for State Pension?


When you reach State Pension age, you won’t have to pay National Insurance anymore, even if you’re still working.

You also have the option to defer your State Pension payments.

Deferring may give you extra money when you do get round to claiming, but it can also hinder any benefits you’re currently getting.

If you don’t claim your State Pension when you receive the letter, it will automatically defer until you do so.



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