How to improve your credit score - 30 tips from an expert

6. If you can’t register to vote, get proof of residency to have it added to your credit report.

7.Make sure all of your direct debits are paid on time.

8. Don’t withdraw cash on a credit card, as you’ll have to pay interest fees.

9. Think twice before agreeing to be financially linked to those with bad credit.

10. Disassociate yourself from previous financial partners by closing joint accounts, mortgages and more.