Martin Lewis urges consumers to act on

Martin detailed: “It’s been a tough year for independent shops so here’s a great incentive to support local businesses.

“If you’re a personal American Express credit or charge cardholder, you can get £5 cashback when you spend £10 or more at participating local businesses until Sun December 20 – but you’re restricted to 10 uses, so max £50 back.”

It should be noted corporate and business cardholders are not eligible for this incentive and it cannot be used within large companies, as Martin explained: “It’s valid at thousands of independent small shops, restaurants, cafes, hairdressers etc – but not the big chains.

“What’s more, you’ll be able to get the cashback on top of existing offers.

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