M&S offers new customers rewards option including £65 in vouchers – but fee does apply


M&S Club Rewards members can benefit from free unlimited next-day delivery on M&S.com shopping. They will also earn reward points on M&S shopping and overseas spending.

The reward points system means M&S Club Rewards customers can earn three points for every £1 spent in M&S, both in-store and online – equivalent to three percent cash back, the retailer said.

In comparison, M&S Credit Card customers receive one point for every £1 spent in M&S, while M&S Credit Card Rewards Offer customers receive two points for every £1 spent in M&S for the first 12 months.


M&S Club Rewards customers hence can receive a total of three points per £1 spent in M&S while M&S Club Rewards customers who have the M&S Credit Card Rewards offer will receive a total of four points for the first 12 months.

Via M&S Club Rewards, reward points can also be earned by those spending abroad, once holidays get back underway again.

M&S explained existing customers said they like to use their M&S Credit Card when making purchases abroad, and plan to do so again as soon as they’re ready to travel internationally.


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As a consequence, M&S Club Rewards has been developed to also reward customers for international spend, with three points awarded for every £1 spent abroad on purchases made in the local currency using the M&S Credit Card.

M&S Club Rewards customers can also earn reward points elsewhere.


As well as the reward points on M&S spends and purchases abroad, M&S Club Rewards customers will also earn one point for every £5 spent outside of M&S.

So, what are these points worth?

100 reward points is worth £1 in M&S vouchers, and points are automatically converted into M&S vouchers and sent out to customers each quarter.



The bank also explained customers would also receive £45 in M&S clothing and home vouchers throughout the year.

These will be sent as three £15 clothing and home vouchers throughout the year.


Customers can also get a £20 clothing and home voucher to use at Christmas.

To mark the customer’s birthday, they can get a £12 M&S food voucher to buy a birthday meal or treat.

M&S Club Rewards customers can also enjoy 32 hot drinks vouchers for use in the M&S café throughout the year – with no value limit per voucher.


However, it is very important to note there is a fee for M&S Club Rewards, and this is £10 per month.

Existing Premium Club customers were given early access to M&S Club Rewards, after the product transferred to the latter option in May this year.

Now, the new product is available to new M&S Credit Cardholders.


What’s more, from today, M&S will launch a new “This is not Just” campaign across its stores.

As part of the campaign, new customers will receive a £30 M&S voucher when they take out and use the M&S Credit Card Reward Offer.

Customers can sign up in store direct from their mobile via a QR code, M&S said.


Paul Spencer, CEO, M&S Bank, said: “In developing M&S Club Rewards, we’ve been listening to customer feedback over the last year and we’ve refreshed our reward card offering to reflect changes in the way customers are choosing to shop, with a range of new benefits, including free online delivery on M&S purchases and reward points for overseas spend.

“These changes will provide customers with more opportunities to enjoy even more of M&S and with greater flexibility to enjoy the vouchers they receive.”

Kirsty Ward, Director of Bank and Services, M&S, said: “This is not just a credit card – it’s a ‘bursting with rewards’ M&S credit card.


“Our M&S Credit Card program is unique and enjoyed by millions of customers and M&S Club Rewards offers even more for those who love M&S.

“This marks the latest step in our transformation to deliver truly rewarding payment experiences for our customers.”


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