State Pension: Some could boost their income by £4,600 - how to apply for increase

Alternatively, those with more significant needs can unlock the higher rate of Attendance Allowance, which is £89.15.

This is a sum designed for people who need help or supervision throughout both day and night, or those who are terminally ill.

Across the course of a year, the two rates calculate to be £3,104.40 and £4,635.80 respectively – a potentially important sum of money for those who need it. 

The benefit of Attendance Allowance is it is not a means-tested payment, with what a person earns or how much they have in savings not affecting their entitlement.