State pension: How to build National Insurance records while being unemployed - act now

So long as a person is eligible for a state pension, they’ll need to take action to receive it as they’re not paid out automatically.

Claims for state pension can be processed up to four months before a person reaches their state pension age.

Currently, the state pension age is 66 for most people but it is expected to rise in the coming years.

Under the current schedule, state pension age will rise to 67 by 2028 and 68 by 2046.